Have you ever wondered what would happen if you were involved in an accident at home or while on vacation? Previously, many SOCSO (PERKESO) contributors were concerned because their claims were often rejected if the accident occurred outside of working hours or was unrelated to their job duties.
That gap is now closed with the introduction of the Non-Work Related Injury Scheme (LINDUNG 24 JAM).
What is the LINDUNG 24 JAM Scheme?
The LINDUNG 24 JAM scheme is the latest initiative by PERKESO to provide comprehensive protection to employees 24 hours a day, 7 days a week.
Unlike the existing Employment Injury Scheme, this plan is specifically designed to protect you against injuries resulting from accidents that are not related to your work, such as:
Key Benefits You Will Receive
Eligible contributors under this scheme will enjoy various benefits to ease the financial burden when disaster strikes:
Contribution Rates & Eligibility
This scheme is mandatory for all employees (both Malaysian citizens and non-citizens) covered under Act 4. Notably, this contribution is fully borne by the employee through salary deductions at very affordable tiered rates:
Conclusion
LINDUNG 24 JAM is a major transformation in the nation’s social security net. It ensures that your protection doesn’t end the moment you “punch out” from work. Now, you can go about your daily life with greater peace of mind.
For more information on claim procedures and full details of the scheme, please visit the official PERKESO – LINDUNG 24 JAM Scheme page.
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